VA rating calculator
VA combined ratings don't add up. We do the real math.
Two 50% ratings aren't 100% — the VA uses a "whole person" formula that surprises almost everyone. Add your conditions below to see your true combined rating and your estimated 2026 monthly payment. Free, instant, nothing leaves your browser.
The calculator
Add your conditions.
Enter each condition's rating exactly as the VA assigned it (or your best estimate). The calculator applies the official 38 CFR §4.25 combined-ratings formula.
Your rated conditions
Pick a percentage, optionally name the condition, and add it.
Combined VA rating
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Add conditions to calculate
⚠️ This is an educational estimate using the official VA combined-ratings table and published 2026 rates. Your actual rating and payment are set by the VA and can include dependents, SMC, and other factors not shown here. VetOps is not VA, a VSO, or a government agency.
Next step
Know your number? Prepare the claim.
Use the C&P Exam tool to walk in ready, or the VA Claims lane to organize evidence and appeals. VetOps is not VA, a VSO, or a government agency. No guaranteed outcomes.