VA rating calculator
Choose a condition, then enter its individual percentage from your VA decision letter. Selecting a condition does not assign a rating. The calculator combines the percentages you enter.
Add each individual rated condition once. For an arm or leg condition, select the side from your VA decision.
Use the individual service-connected ratings listed in your VA decision, not your combined rating. No rating yet? Explore the C&P condition guides. These are educational guides, not a diagnosis or a rating decision.
Do not split or duplicate a single rating that already covers both sides. Paired skeletal-muscle and other complex bilateral cases need review beyond this limb-based estimate.
Your estimated combined rating, step-by-step math, estimated monthly payment, and relevant TDIU information sent to your inbox for your records.
VA rating calculator
Two 50% ratings aren't 100% — the VA uses a "whole person" formula that surprises almost everyone. Add your conditions below to see your true combined rating and your estimated 2026 monthly payment. Free and instant.
Can't work because of your conditions?
Total Disability based on Individual Unemployability is one of the most under-claimed benefits in the VA system.
The full 100% rate — $3,938.58/month (more with dependents) — even though your combined rating stays at 60, 70, 80, or 90%. If your service-connected conditions keep you from holding substantially gainful work, VA pays you as if you were rated 100%.
Schedular TDIU needs one condition rated 60%+, or a combined 70%+ with at least one condition at 40%+ — and evidence you can't maintain substantially gainful employment because of those conditions. Below the thresholds, extraschedular TDIU is still possible but harder. Marginal work (below the poverty threshold) doesn't disqualify you.
File VA Form 21-8940 (your work and education history) and have each employer from the last five years complete Form 21-4192. Strongest evidence: a doctor's opinion linking your conditions to your inability to work, SSDI records if you have them, and termination or accommodation records.
Beyond the monthly check
Confirm Permanent & Total status in VA's decision or benefit summary. A calculator estimate or absence of scheduled exams does not establish it. Build your post-decision action plan.
CHAMPVA application steps explain family eligibility and the TRICARE exclusion. Chapter 35 education guidance covers individual eligibility, current rates and time-limit exceptions. Neither benefit is automatically awarded to every dependent.
Check state property-tax rules, funding-fee exemptions and VA dental classes separately. For parks and recreation, compare passes, costs and application steps; access is not the same as a free booking.
After 10 years, service connection can't be severed except for fraud; after 20 years at a rating, it can't be reduced below that level. Any service-connected rating (even 0%) also unlocks VALife — guaranteed-acceptance whole life insurance up to $40,000, no exam, no health questions, for veterans 80 and under.
Next step
Use the C&P Exam tool to walk in ready, or the VA Claims lane to organize evidence and appeals. VetOps is not VA, a VSO, or a government agency. No guaranteed outcomes.
